Property & Association Insurance

Owning a building or leasing space to others comes with many liability exposures. An “association” form of ownership only broadens these potential liabilities. Our insurance coverage helps you protect your investment in an age of increased litigation against property owners.

Condo Associations and Landlords

  • Do your tenants have adequate insurance to meet leasing requirements?
  • Does your insurance policy coverage fulfill the Association’s bylaws?
  • Do you understand how all of your insurance policies work together in the event of any loss?
  • Are you covered if equipment on your property ever breaks down?
  • Are your buildings insured correctly to value?
  • Do you understand the pitfalls of co-insurance clauses and Loss Assessment Insurance?
  • Do you have coverage for backed-up water, sewers and drains?
  • Do you have Flood Insurance, and do you know how a flood loss would affect your tenants?
  • Should you have Excess Flood Insurance for more adequate protection? If you answered “no” to any of these questions, give us a call. We’ll make sure you are thoroughly covered against these exposures.

Ernest Del Duke, Jr.

Ernest is the third generation owner of the Del Duke Insurance Group. He grew up in the insurance industry, working in this field before, during, and after his undergraduate and graduate studies. He has been involved in every aspect of the company’s operations, growing it from two employees and one insurance carrier in 1997 to where it is today. Ernest holds a Bachelor of Science in Finance from Rutgers University School of Business, a Certification from Rutgers Supervisory Management Graduate Program, and the AAI accreditation from the Insurance Institute of America. He also has served as the Chairman of The Cherry Hill Chamber of Commerce, has served on the Board of Trustees for Sustainable Cherry Hill, and has served on the Board of directors of the Independent Insurance Agents & Brokers of Southern New Jersey. He currently is a member of the Camden County Chamber of Commerce Board of Directors, a member of the Delaware Valley Business Leaders Alliance, a member of Cherry Hill Township Mayor’s Business Council, a member of the Partnership for Haddonfield, and is involved with several school and local kids athletics associations in Haddonfield, where he and his wife Vanessa, two boys Andrew & Harrison, and dog Frank live.

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