Personal Insurance

Accidents DO happen…are you protecting what you have?

We offer insurance tailored to your needs, anticipating and protecting against unforeseen dangers. We provide a single point of contact to ensure that you’re fully covered and fairly represented.

Automobile – we can ensure proper coverage limits to prevent you from losses caused by uninsured or under-insured drivers. Our insurance can provide coverage of stolen or damaged personal property resulting from a break-in and can promise that a repair – or even a full vehicle replacement – is handled fairly and equitably.

Homeowners – we can perform a replacement cost appraisal that will show you the values of your home and its contents and help you avoid co-insurance provisions that can significantly lower your payout. We can ensure that you get full replacement coverage for your possessions and water backup coverage for unexpected water emergencies.

Umbrella – we can protect what you have against an adverse lawsuit or judgment, and can safeguard your future earnings in an increasingly litigious environment.

Flood – over the course of a 30-year mortgage, you are more likely to suffer a flood loss than that of a fire. We can make certain that you’re protected from water damage not covered under a typical Homeowners or Property policy. Having at least a Standard Flood Policy in place for your location is highly valuable today.

Boat/Yacht – you need insurance to not only to replace your watercraft, but also to recover it if it sinks during or after a loss.

Renters – you need to make sure you have insurance in place to cover rental expenses in the event of a fire. We offer coverage for a college student living in a dorm or we offer Agreed Value Replacement to protect what you have. Don’t be subject to the insurance company finding a suitable replacement for your cherished objects.

Ernest Del Duke, Jr.

Ernest is the third generation owner of the Del Duke Insurance Group. He grew up in the insurance industry, working in this field before, during, and after his undergraduate and graduate studies. He has been involved in every aspect of the company’s operations, growing it from two employees and one insurance carrier in 1997 to where it is today. Ernest holds a Bachelor of Science in Finance from Rutgers University School of Business, a Certification from Rutgers Supervisory Management Graduate Program, and the AAI accreditation from the Insurance Institute of America. He also has served as the Chairman of The Cherry Hill Chamber of Commerce, has served on the Board of Trustees for Sustainable Cherry Hill, and has served on the Board of directors of the Independent Insurance Agents & Brokers of Southern New Jersey. He currently is a member of the Camden County Chamber of Commerce Board of Directors, a member of the Delaware Valley Business Leaders Alliance, a member of Cherry Hill Township Mayor’s Business Council, a member of the Partnership for Haddonfield, and is involved with several school and local kids athletics associations in Haddonfield, where he and his wife Vanessa, two boys Andrew & Harrison, and dog Frank live.

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